Volume 10, Issue 2, 2022

1 A new framework for using business intelligence on customer-based management
Amanda Ribajoyvi1
1 Phd Student of Sociology department, India
Business intelligence and organizational information management is defined as a means to gain a comprehensive and analytical view of the information and data collected from current operational processes at the organizational level stored in operational databases. The choice of business intelligence approach and information management of the organization is done in accordance with the organizational structure and the characteristics and conditions of operational and information distribution in the organization. Commercial intelligence and organizational information management, by collecting relevant data from various operational processes at the organizational level, make it possible to analyze events and make the right decisions. This paper provides a model for applying business intelligence to implement a customer-based management approach. For this purpose, after interviewing the experts, the questionnaire tool was used to collect information based on Delphi method. The questionnaire was then analyzed using SPSS software and after confirming the components of the model, the practical details of each part were described. It should be noted that Cronbach’s alpha coefficient was 0.81. Finally, the proposed model for using business intelligence to implement a customer-based management approach is presented.
2 A model for Investigating the effect of financial health on bank profitability
Golam Mostafa Khan1
1 Associate Professor, Department of Management, Sultan Qaboos University, P.O. Box 20, Al Khod, 123; OMAN
The banking system is one of the most important sectors of the economy. The health and financial soundness of the banking system is crucial to maintaining the stability of the economy, the monetary system, the interests of depositors and the maintenance of public confidence. For this purpose, selection and determination of banking health indicators is one of the key steps. The purpose of this study is to identify and evaluate the financial health indicators of state banks from the perspective of banking and academic experts. For this purpose, 365 questionnaires were distributed among bank experts including public commercial banks of Tehran province as well as academic experts. The questionnaire was then analyzed using SPSS software and after confirming the model components, the functional details of each section were described. It is noted that the Cronbach’s alpha coefficient was 0.81. The findings showed that from the viewpoint of banking and academic experts, in addition to Cummings indices, the components of capital adequacy, asset quality, profitability, liquidity, quality of management and market risk sensitivity, Islamic banking indices, corporate governance and legal requirements influence the financial health of banks. The results also showed that financial health components are interrelated with each other. This evidence suggests the need for a comprehensive look at proposed indicators to improve financial health.
3 Research on the place of social values in the process of ijtihad of jurists of Islamic religions with emphasis on Shia jurisprudence
Masoud Ostadhossein1. Peyman Taghavi Gooderzi2. Meysam Behdadfar3
1 Ph.D Canddate of Private Law, slamc Azad University, Karaj Branch, Iran
2 Master of Jurisprudence and Fundamentals of Islamic Law, University of Islamic Religions, Tehran, Iran
3 Ph.D of Jurisprudence and Fundamentals of Law, University of Islamic Religions, Tehran, Iran
Social values as determining the normative content of human society have an effective and decisive role in the formation of legal laws and regulations. Because the foundation of social life of any society and its continuity depends on the relations of individuals and groups and their interaction, which is mainly based on social values and the distinction between values and counter-values. With this in mind, today in the process of forming laws in many countries, especially Western societies, one of the tasks of the legislative system is to discover and apply these social values in legislation and turn these values into law. But this seems to be a crude view. Because values must be controlled by a correct framework and criteria, and even the legal system must in many cases prevent the promotion of incorrect values in society. One of the most challenging debates in recent years is the position of the Islamic jurisprudential system on this issue because the stability of religious values and principles on the one hand and major social developments and new approaches on the other hand has raised many questions that These questions cannot be answered logically without considering the real place of these values in the process of ijtihad. Therefore, in this article, we intend to prove that in the process of ijtihad in Islam, there are grounds for accepting this approach to a large extent.